AST Risk is the industry's leading Managing General Underwriter (MGU) for TPA-based small group level-funding programs. Led by industry experts with deep experience in all aspects of this specialized product line, we enable our TPA partners to obtain a unique competitive advantage in their markets by marrying their services and distribution channels with our proprietary stop-loss process.

We provide MGU and Actuarial partnership to help our TPA partners build and maintain a high-performing small group level-funded block.

  • Stop-loss programs specially designed for small group level-funding success
  • Actuarial development of plans and rates, factoring in the unique attributes of our TPA partners, including: geographic footprint, plan designs, networks, reference based pricing, and other proprietary cost containment programs
  • Ongoing actuarial monitoring of TPA partner's block of business for accurate price and renewal rate management

  • Guidance and training on all aspects of the level-funding administration and stop-loss
  • A strategic approach to managing the impact of employer refunds on plan competitiveness
  • Underwriting expertise for this highly specialized segment of self-insurance
  • An efficient accounting and funding process necessary for the high frequency of stop-loss claims associated with level-funding

Whether you are exploring level-funding for the first time or are actively in the market and want your own proprietary program, please contact us to learn more about a partnership with AST Risk.

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